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| HOMESERVICESQUESTIONS - FAQs |
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| SUCCESS STORIES OUR
LOCAL TEAMOUR NATIONAL TEAMMAKE
MY CLAIM.COM(FOR
AND ABOUT COMPANY&
PUBLIC ADJUSTERS)CONTACT US |
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Picking up the Pieces...
Frequently Asked Questions When should I call Apicella Adjusters? Immediately after a loss call us. It is most beneficial for us to get involved at the beginning to set the tone for the adjusting process. What does a Public Adjuster do? Public Insurance Adjusters are licensed by the state insurance department to represent the Policyholder. We professionally detail appraise and document every part of the claim and submit it to the insurance company adjuster. We negotiate a settlement subject to your approval. We take over the entire burden of preparing and adjusting your claim. How much does it cost? The standard fee for public adjusting services is 10% of the amount recovered from the insurance company. State insurance departments license public adjusters and regulate fees. On very large claims, fees are negotiable. Will we be informed and involved in the claim process? Draft copies of the claim details are presented to you as they are prepared. This procedure allows you to see your claim taking shape on paper. When you see that every detail of your claim is being presented to the insurance company you understand and appreciate the value of our services. We are available 24/7 to answer your questions. Why chose Apicella Adjusters? We are experienced professionals and insurance companies respect the quality of our work. Check us out. How do Public Adjusters differ from Staff Adjusters and Independent Adjusters? A Public Adjuster is licensed to work for the Insured party. A Staff Adjuster is an employee of the Insurance Company. Independent Adjusters are hired by insurance companies to adjust claims in areas where staff adjusters are not available. Will my agent or adjuster be angry that I hired a Public Adjuster? NO! Insurance adjusters know the value of a professionally prepared claim; it makes their job easier. Agents and brokers know the value of our services and regularly refer us to their most valued customers. How do I decide if I need the professional help of a Public Insurance Adjuster? Without obligation we will meet with you to discuss your claim. We will show you a sample of a completed claim similar to yours. We will supply impressive references you can contact to check us out. We encourage you to take your time when considering a Public Adjuster. Ask around and check our references. Our staff is courteous and respectful. We do not use high-pressure sales tactics to get your business. Getting proper professional help is serious business. Get Adjusted right...from the start. Don't settle for less. Is my claim big enough to need professional help? We only get involved in claims where our services are needed. We do not offer our services on claims under $25,000. We do consider smaller claims from property managers, clients, client referrals, agents, brokers and attorneys. What is NAPIA? NAPIA stands for the National Association of Public Insurance Adjusters. NAPIA members have joined together for the purpose of professional education, certification, and promotion of a code of professional conduct. We have been members of NAPIA for 30 years. What is AKLAN? Together with six other nationally recognized Public Adjusting firms we are members of AKLAN, Anderson Kill Loss Advisors Network. Anderson Kill Olick is a national law firm specializing in insurance law and litigation. As a member of this network we can respond to any disaster with nationally recognized experts in property claim presentation and adjusting - anywhere, anytime. |
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LOCATION 284 S. Lambert Road Orange, CT 06477 PHONE 203-795-3111 800-321-3285 FAX 203-799-8697 REFERENCES Available upon request LICENSES CT License #000911098 NY License #PA-817365 FL License #A007417 DE License #1020322 WV License #438165 MA license # 1879033 VT License # 701767 
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