CLAIM SETTLEMENT EXPERTS FOR OVER 40 YEARS
Your Strategic Partner
Properly Reading And Understanding Your Policy Is Essential
Most policyholders have no idea what they are up against when disaster strikes and they are facing their insurance company.
Using our years of experience, we review your policy to identify all areas of coverage. We know how to read your policy and find your coverage to meet your specific needs.
We review exclusions and find extensions and enhancements within the language of your policy to assure you the maximum benefit from those coverages.
Prepare and Submit Your Claim
How Your Claim Is Presented Matters
Our presentation includes necessary documentation specific to your claim. We will meet with your insurance company's adjuster to review the damage and represent your best interests.
We prepare and submit detailed building damage estimates, personal property inventories and business interruption and extra expanse reports.
We will assist in your relocation to a temporary home or business while your claim is being adjusted.
Negotiate with Insurer
Negotiate Settlements Means
More Money For You
We negotiate with your insurance company to get you the full value you are entitled to, maximizing your settlement.
Every claim is unique. The insurance company is anxious to settle your claim - and so are you - but don't be hasty! Rush settlements can cost you money. Favorable settlements do not happen in an instant. we will work on your claim every day, so that you will be assured of a favorable and timely settlement.
We Manage Your Claim
From Start To Finish
We will keep you involved and informed every step of the way so you understand the entire claim process.
We suggest ways to turn this disaster to your advantage by repairing in ways that will enhance the use and value of your property.
We can suggest options for relocating vs. rebuilding. We take care of the entire claim so you can focus on restoring your property and returning to your daily life.
Fire, what's next?
Dealing with your insurance company.
Flood vs Water Damage
Are You Covered?
Do you know what to do when you have damage due to a hurricane?
Let us help!
Why Choose Us?
ADVICE IS FREE
Call Apicella Adjusters as soon as possible. At no cost to you we will meet with you and explain to you exactly how our services will benefit you. We will even show you a claim similar to yours.
WE'RE ARE FORMER COMPANY ADJUSTERS
Many of our adjusters have worked for insurance companies. They will use their years of company knowledge and training to maximize your settlement.
WE USE A TEAM APPROACH
Our staff works together, to bring each adjusters knowledge and expertise to your claim.
WE UNDERSTAND BUSINESS INTERRUPTION AND COMMERCIAL PROPERTY INSURANCE
We recognize how claims affect commercial business owner and property managers. We suggest ways to utilize extra expense coverage to re-open or re-locate. We prepare your claim for lost sales or loss of rents. We help you resume normal operations as soon as possible.
WE KEEP YOU INFORMED AND ADVISED
Draft copies of the claim details are presented to you as they are prepared. We will review and discuss the building estimates and personal property inventories with you. We will answer any of your questions or concerned.
OUR RELATIONSHIPS WITH INSURANCE COMPANIES
Insurance professionals appreciate our professional demeanor and the quality of our work. We are respected because we present the insurance companies with thorough and detailed claims. We give them what they need to maximize your recovery.
FAMILY OWNED AND OPERATED - WITH OVER 40 YEARS OF EXPERIENCE
In 1977 John Apicella opened Apicella Adjusters and today 40 years and two generations later we continue to be a family owned and operated business. We are dedicated to earning you business by offering exceptional service.
OUR NETWORK REFERRAL BUSINESS
The majority of our clientele comes to us from referrals. Our clients appreciate the services we provided them and encourage their friends and family to use us.
WE GET YOU BACK TO LIFE AND ACROSS THE FINISH LINE
We leave no stones unturned in our presentation of your claim by submitting detailed damage presentation of your claim. We have working agreements with engineers, antique appraisers, architects, forensic accountants and attorneys to aid in a speedy process.
Your company is amazing and being in business for over 40 years says it all. Family-run business doing right by its customers!!
These guys are wonderful!!! I would never put in ANY claim without them.
Best adjusters out there. Took care of our flooded basement claim and did a fantastic job. Love Maria and Mark. Don't do it yourself!
DAVID AND SUSAN KING SHAW
I was VERY impressed with the speed, professionalism, and credible companies that Maria and Mark contract with. Thank you Maria and Mark.