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Our Team


Locally and nationally our team includes some of the finest Public Adjusters working together to provide more suitable expertise for your loss. Associate relationships allow us to provide more comprehensive attention to our clients' specific needs, by providing strong team support and effective industry experience.

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Maria Apicella SandilloMaria has been a licensed public adjuster since 1984. Maria has extensive experience in adjusting all types of claims, marketing, and customer relations. Maria is active in her community serving Orange Chamber of Commerce, and the Connecticut Association of Public Adjusters. She enjoys working with her husband Mark.  Maria is licensed in Connecticut, Massachusetts and Florida.

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Mark served in the US Marine Corp before becoming a licensed Public Adjuster in 1985. Mark has worked on major claims throughout the United States, and Puerto Rico. Including all major hurricanes in Florida and Connecticut.  He has extensive experience estimating and adjusting commercial and homeowner claims.   His  experience includes handling multi- million dollar apartment and condominium claims , coordinating  with property managers, board members and unit owners.  In addition Mark has handled over 30 million dollars in Military Housing claims across the United States. (see below)  Mark is a long time member of The Milford Rotary.   Mark is licensed in Connecticut and Florida.

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Elaine Apicella has been a licensed public adjuster since 1987. She handles clerical, technical & financial aspects of our company. She is a graduate of Rider College. Elaine is an avid golfer and actively involved with Closer to Free- Ride for Smilow Cancer Hospital Elaine resides in Branford, Connecticut.

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John Apicella: has been a licensed Public Adjuster since 1975 and has been adjusting property claims since 1962. He was designated as a Senior Professional Public Adjuster, SPPA, by the National Association of Public Insurance Adjusters in 1982. John has experience handling major claims throughout the United States and Caribbean, Including Hurricane Andrew in 1992, Hurricane Hugo in 1989 and all of the 2004 Florida Hurricanes. He is licensed in Connecticut, Florida, & New York. (RETIRED)

OUR TEAM: Team Members
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Ken became a public adjuster representing all types of businesses nationally including Fortune 500 companies. A large-loss property claims veteran, Ken's career started as a company adjuster in 1979. He has helped thousands of property owners throughout Connecticut and Western Massachusetts settle their insurance claims and have peace of mind. In 1993 Ken became a public adjuster representing all types of businesses nationally including Fortune 500 companies. He has adjusted numerous catastrophe losses throughout the United States and the Caribbean. Most recently co-adjusting with Mark Sandillo over 30 million dollars in Military Housing damages.

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Kyle is a former Travelers large loss adjuster. During his time with Travelers, Kyle has handled regional claims and was often dispatched nationally to coordinate large loss team representation. His experience gained with the Travelers makes him a foremost authority on business income loss along with the commercial roof and building restoration. With his free time, Kyle enjoys hunting, boating and Big 10 Football. Kyle lives in Springfield, MA

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Brian has been a licensed Public Adjuster since 2013. He has 10 years of experience with The Hartford and also Travelers Insurance. Brian.s work experience also includes time spent in the restoration and construction field. Claims involving water, fire, and mold are areas of expertise for Brian. In his free time Brian enjoys golf, fishing, baseball and following UConn Athletics. Brian lives in Southington, Connecticut.

OUR TEAM: Team Members

Apicella Adjusters & Military Housing Adjusters

Our relationship

A long-time property management client hired Apicella Adjusters to adjust major claims at Military bases throughout the United States. Mark Sandillo and Ken Ursaki adjusted 30 million dollars in property claims for this client, including fire, windstorm & hail claims across the United States. They worked with military base mangers to oversee the entire claim adjustment to facilitated thorough claim processing and appropriate pay outs. From this Mark Sandillo and Ken Ursaki founded Military Housing Adjusters- a national company adjusting Military Housing claims. Military Housing Adjusters is operated locally by Ken Ursaki throughout CT and Western MA.

OUR TEAM: About Me


Michael Glynn passed away on June 24, 2014. Michael worked as a Public Adjuster for 19 years at Apicella Adjusters, specializing in commercial and homeowner building estimating. Prior to becoming a Public Adjuster he owned and operated a General Contracting Business specializing in Fire Restoration. Mike was a valuable part of our team from 1995-2014. Mike was highly admired for his stellar professionalism and outstanding dedication to his clients, family and friends. Mike was a native of Hamden, Connecticut, he is survived by his wife Mary and Children; Corey and Elisabeth.

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