ABOUT US

Get adjusted right from the start!

In 1977 John Apicella opened Apicella Adjusters and today 40 years and two generations later we continue to be a family owned and operated business. We are dedicated to earning you business by offering exceptional service.

We advocate for you, helping you through the entire claim adjustment process. We work exclusively for you- the policyholder. We understand the technical and financial aspects of a property damage claim and we recognize the emotional aspects too. We can facilitate your recovery in many different ways.

We are a cost effective solution to a process that could be stressful and overwhelming. We provide full guidance and support, while you get to take advantage of our experience and relationships with the insurance companies. We will provide cell phone access to your public adjuster for frequent updates.

We work for you not the insurance company.

 

My Services

POLICY REVIEW

Properly Reading And Understanding Your Policy Is Essential

Most policyholders have no idea what they are up against when disaster strikes and they are facing their insurance company. Using our years of experience, we review your policy to identify all areas of coverage. We know how to read your policy and find your coverage to meet your specify needs. We review exclusions, find extensions and enhancement within the language of your policy to assure you the maximum benefit to from those coverages.

PREPARE AND SUBMIT YOUR CLAIM

How Your Claim Is Packaged Matters

Our presentation includes necessary documentation specific to your claim. We will meet with your insurance company's adjuster to review the damage and represent your best interests.We prepare and submit detailed building damage estimates, personal property inventories and business interruption and extra expanse reports.
We will assist in your relocation to a temporary home or business while your claim is being adjusted.

NEGOTIATE W/ INSURER

Negotiate Settlements Means More Money For You

We negotiate with your insurance company to get you the full value you are entitled to, maximizing your settlement. Every claim is unique. The insurance company is anxious to settle your claim and so are you but don't be hasty!  Rush settlements can cost you money. Favorable settlements do not happen in an instant. we will work on your claim every day, so that you will be assured of a favorable and timely settlement.

REBUILD

We Manage Your Claim From Start To Finish

We will keep you involved and informed every step of the way so you understand the entire claim process. We suggest ways to turn this disaster to your advantage by repairing in ways that will enhance the use and value of your property. We can suggest options for relocating vs. rebuilding. We take care of the entire claim so you can focus on restoring your property and returning to your daily life.